The following describes the Terms of Service Conditions of Use for AlbaBarrett.com website which is owned and operated by I Designed My Life Ltd. (“we” or “us”).

Please read this document carefully before accessing or using AlbaBarrett.com website.

By accessing or using AlbaBarrett.com website, you agree to be bound by the terms and conditions set forth below.

If you do not wish to be bound by these terms and conditions, you are not permitted to access or use our website.

If you do not understand these terms and conditions, do not use our website AlbaBarrett.com we may modify this agreement at any time without individual, specific notice to you, and such modifications shall be effective immediately upon posting of the modified agreement on our website.

You agree to review the agreement periodically to be aware of such modifications and your continued access or use of AlbaBarrett.com website after such notice shall be deemed your conclusive acceptance of the modified agreement, including any and all modifications, additions, deletions, or other changes.

AlbaBarrett.com website and content are provided on an ‘as is’ basis without any warranties of any kind. AlbaBarrett.com website and its suppliers, to the fullest extent permitted by law, disclaim all warranties, including (but not limited to) the warranty of merchantability, non-infringement of third parties rights, and the warranty of being fit for particular purpose AlbaBarrett.com website and its suppliers make no warranties about the accuracy, reliability, completeness, or timeliness of the content, services, software text, graphics, and links.

By using AlbaBarrett.com you agree to obey these Terms of Service and Conditions of Use. Please read them carefully. Our website (and other “internal” websites stemming from it, such as specific membership sites or webpages pertinent to the main website or weblog) is an online (and, periodically, offline) information service and is subject to your compliance with the terms and conditions set forth below (all parts and parties collectively referred to as our website).

Any other policies, notices, or other legal/administrative pages contained in AlbaBarrett.com website are necessarily incorporated into these Terms of Service and Conditions of Use. This may include, without limitation, a DMCA Policy, Privacy Policy, Disclaimer, Copyright Notice,

Anti-Spam Policy, and FTC Compliance Policy.

You agree to obey all applicable laws and regulations regarding your use of AlbaBarrett.com website and the content and materials provided in it.

AlbaBarrett.com website owned and operated by AlbaBarrett.com, is an independent, stand-alone entity that has no relationship, connection, or affiliation whatsoever with any company, person, outfit, organization, or group mentioned herein, even if such name appears in our website name, domain, URL, or otherwise.

You should assume no other party, by the mere mention of their name, has endorsed anything you see here. The aim is simply to provide useful resources for our readers, some of which we may be compensated for.

You should simply assume at all times we are being compensated and, while that may not prompt us to make unsound recommendations, you should always be responsible for your own financial decisions, be it investing, purchasing, donating, or otherwise.

The following describes the Copyright Notice for our website. The entire contents of our website are protected by intellectual property law, including international copyright and trademark laws.

The owner of the copyrights and/or trademarks are our website, and/or other third party licensors or related entities.

All content included on AlbaBarrett.com, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of AlbaBarrett.com or its content suppliers and protected by EU, United States and international copyright laws.

The compilation of all content on this site is the exclusive property of AlbaBarrett.com and protected by the EU, United States and international copyright laws.

You do not own rights to any articles, books, eBooks, documents, blog posts, software, application, add-on, plugin, art, graphics, images, photos, videos, webinars, recordings or other materials viewed or listened to through or from our website or via email or by way of protected content in a membership site. The posting of data on our website, such as a blog comment, does not change this fact and does not give you any right to the data.

You surrender any rights to your content once it becomes part of our website.

You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the content on AlbaBarrett.com website, including text, graphics, code and/or software.

You must retain all copyright and other proprietary notices contained in the original content on any copy you make of the content.

You may not sell or modify the content or reproduce, display, publicly perform, distribute, or otherwise use the content in any way for any public or commercial purpose. The use of paid content on any other website or in a networked computer environment for any purpose is prohibited.

If you violate any of the terms or conditions, your permission to use the content automatically terminates and you must immediately destroy any copies you have made of the content.

You are granted a non-exclusive, non-transferable evocable license to use AlbaBarrett.com website only for private, personal, non-commercial reasons.

You may print and download portions of the material from the different areas of the website solely for your own non-commercial use, provided that you agree not to change the content from its original form. Moreover, you agree not to modify or delete any copyright or proprietary notices from the materials you print or download.

Also, note that any notice on any portion of our website that forbids printing & downloading trumps all prior statements and controls. As a user, you agree to use the products and services offered by our website in a manner consistent with all applicable local, state and federal laws and regulations.

No material shall be stored or transmitted which infringes or violates the rights of others, which is unlawful, obscene, profane, indecent or otherwise objectionable, threatening, defamatory, or invasive of privacy or publicity rights.

AlbaBarrett.com website prohibits conduct that might constitute a criminal offence, give rise to civil liability or otherwise violate any law. Any activity that restricts or inhibits any other user from using the services of our website is also prohibited.

Unless allowed by a written agreement, you may not post or transmit advertising or commercial solicitation on our website.

You agree to grant to AlbaBarrett.com website a non-exclusive, royalty-free, worldwide, irrevocable, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of our website (such as bulletin boards, forums, blog, and newsgroups) or by e-mail to our website by all means and in any media now known or hereafter developed.

You also grant to AlbaBarrett.com website the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto.

You agree that you shall have no recourse against our website for any alleged or actual infringement or misappropriation of any proprietary right in your communications to our website.

Trademarks publications, products, content or services referenced herein or on AlbaBarrett.com website are the exclusive trademarks or service marks of AlbaBarrett.com website or related parties. Other product and company names mentioned on our website may be the trademarks of their respective owners.

You may provide links to AlbaBarrett.com website, provided you do not change, remove, or obscure the copyright notice or other notices on our website. Your website or another source of links must not engage in illegal or pornographic activities.

Finally, you have permission to link provided you understand that you must stop linking to our website immediately upon request by our website.

You agree, acknowledge, and accept that we are not trained professionals and do not purport to render professional or expert advice in any arena.

Data contained on or made available through AlbaBarrett.com website is not intended to be and does not constitute legal advice AlbaBarrett.com website and your use of it does not create an attorney-client relationship.

We do not guarantee the accuracy, adequacy, or recency of the data contained in or linked to our website. Data contained on or made available through our website is not intended to be and does not constitute financial/ investing advice.

AlbaBarrett.com website and your use of it does not create an advisor-client relationship. We do not guarantee the accuracy, adequacy, or recency of the data contained in or linked to AlbaBarrett.com website.

Your use of AlbaBarrett.com website or materials linked to AlbaBarrett.com website is completely at your own risk.

You should not act or depend on any data on our website without seeking the counsel of a competent lawyer licensed to practice within your jurisdiction for your particular legal issues.

You should not act or depend on any data on our website without seeking the counsel of a competent financial advisor licensed to practice in your jurisdiction for your particular financial needs and issues.

We may make changes to the features, functionality or content of our website at any time. We reserve the right in our sole discretion to edit or delete any data appearing on our website.

Your use of AlbaBarrett.com website is for your own personal, non-commercial benefit. In no way are you to leverage our website in a way that mines for the personal information of others, whether in blog comments or otherwise, for your own use or for the benefit of others.

This includes but is not limited to spam (unsolicited commercial email). If you inadvertently obtain personal information about other users, you shall not share this with anyone else.

Access to certain areas of AlbaBarrett.com website is restricted. We reserve the right to restrict access to other areas of our website, or indeed our whole website, at our discretion.

If we provide you with a user ID (username) and password to enable you to access restricted areas of our website or other content or service; you must ensure that that user ID and password is kept confidential. You may not share your user ID and/or password with anyone for any reason, either directly or indirectly. You accept responsibility for all activities that occur under your user ID or password.

We may disable your user ID and password at our sole discretion or if you breach any of the policies or terms governing your use of AlbaBarrett.com website or any other contractual obligation you owe to us.

You understand that, except for information, products or services clearly identified as being supplied by AlbaBarrett.com website, our website does not operate, control or endorse any information, products or services on the Internet in its entirety.

Information other than that identified by AlbaBarrett.com website as such, generally are offered by third parties that are not affiliated with our website, and we may be compensated.

AlbaBarrett.com website cannot and does not guarantee that files available for downloading through our website will be free from infection, viruses, worms, trojan horses or other code that manifest contaminating or destructive properties.

You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output and for maintaining a means external to our website for the reconstruction of any lost data.

You assume total responsibility and risk for your use of AlbaBarrett.com and the internet.

AlbaBarrett.com provides related information “as is” and does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title or non-infringement, or the implied warranties of merchantability or fitness for a particular purpose) with regard to the product or service, any merchandise information or service provided through the service or on the internet generally, and AlbaBarrett.com shall not be liable for any cost or damage arising either directly or indirectly from any such transaction.

It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the service or on the internet generally. 

AlbaBarrett.com does not guarantee that the products or service will be uninterrupted or error-free or that defects in the service will be corrected.

You understand further that the pure nature of the internet contains unedited materials some of which are sexually explicit or may be offensive to you.

The content may contain inaccuracies or typographical errors.

AlbaBarrett.com website makes no representations about the accuracy, reliability, completeness, or timeliness of the content or about the results to be obtained from using AlbaBarrett.com website or the content on it.

Use of our website and the content is at your own risk. Changes are periodically made to our website at our own discretion. 

AlbaBarrett.com does not guarantee that our website will operate error-free or that our website and its server are free of computer viruses and other harmful goods or conditions. If your use of AlbaBarrett.com or the content results in the need for servicing or replacing equipment or data, our website takes no responsibility for damages accrued and subsequently is not liable for repair costs or otherwise.

In no event will AlbaBarrett.com website, its suppliers, or any third parties mentioned at AlbaBarrett.com website be liable for (I) any incidental, consequential, indirect or other damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the service, or any information from messages, blogs, books, eBooks or product or services, or transactions provided on the service, or downloaded from the service, or any delay of such information or service.

Even if AlbaBarrett.com website or its authorized representatives have been advised of the possibility of such damages, or (II) any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information downloaded through the service. Some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

In such states, liability is limited to the greatest extent permitted by law, resulting in the smallest dollar amount permitted for the aggregate liability for both our website and affiliated parties for a claim deriving from or related to AlbaBarrett.com website.

This is in place of any and all other remedies otherwise available.

AlbaBarrett.com website contains links to third-party websites AlbaBarrett.com website makes no representations whatsoever about any other website which you may access through this one or which may link to this website.

When you access a website from AlbaBarrett.com website, please understand that it is independent of our website and that our website has no control over the content on that website.

These links are provided solely as a convenience to you and not as an endorsement by our website of the contents on such third-party websites.

AlbaBarrett.com website is not responsible for the content of linked third-party websites and does not make any representations regarding the content or accuracy of material on such third party websites.

If you decide to access linked third-party websites, you do so at your own risk. AlbaBarrett.com does not necessarily endorse, recommend, suggest or otherwise make any overture or prompt for action regarding any product or service offered.

You should assume we are compensated for any purchases you make.

Again, any income claims should be construed as atypical results and you assume the risk that inferior results obtain, including losses, for which we carry no responsibility or liability.

As a user of AlbaBarrett.com website, you are responsible for your own communications and are responsible for the consequences of posting.

You are not permitted to do the following: post material that is copyrighted, unless you are the copyright owner or have the permission of the copyright owner to post it; post material that reveals trade secrets, unless you own them or have the permission of the owner; post material that infringes on any other intellectual property rights of others or on the privacy or publicity rights of others; post material that is obscene, profane, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another user of our website or any other person or entity; post a sexually-explicit image; post advertisements or solicitations of business; post chain letters or pyramid schemes; or impersonate another person.

AlbaBarrett.com does not represent or guarantee the truthfulness, accuracy, or reliability of any communications posted by other users of our website or endorse any opinions expressed by users of our website. You acknowledge that any reliance on material posted by other users of our website will be at your own risk.

AlbaBarrett.com website does not necessarily screen communications in advance and is not responsible for screening or monitoring material posted by users of our website.

If observed by our website and/or notified by a user of communications which allegedly do not conform to this agreement, AlbaBarrett.com website may investigate the allegation and determine in good faith and its sole discretion whether to remove or request the removal of the communication.

AlbaBarrett.com website has no liability or responsibility to users of our website for performance or non-performance of such activities.

AlbaBarrett.com website reserves the right to expel users of our website and prevent their further access to our website for violating this agreement or any law or regulation and also reserves the right to remove communications which are abusive, illegal, or disruptive.

Social media has provided a platform for internet users to disclose much personal information about themselves, in a way that seems innocuous, if not proper and expected. However, many people have already lived to regret personal information that was shared either by them or others.

This has long been true of simple email. It is exponentially true of social websites and applications for social media on any other website, including this one. Accept this as a caution against careless disclosure of personal or private information.

You agree to indemnify, defend and hold harmless our AlbaBarrett.com its members, officers, directors, employees, agents, licensors, suppliers and any third party information providers to AlbaBarrett.com website from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees/ legal fees resulting from any use of AlbaBarrett.com website or violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing AlbaBarrett.com

The provisions of (Use of the Service), and (Indemnification) are for the benefit of AlbaBarrett.com website and its owners, officers, directors, employees, agents, licensors, suppliers, and any third-party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its/their own behalf.

We reserve the right to investigate complaints or reported violations of these Terms of Service and Conditions of Use and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any data necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, IP addresses and traffic data.

This Agreement, in whole or in part, may be terminated by AlbaBarrett.com without notice at any time for any reason. The provisions of (Copyright, Licenses and Idea Submissions), (Use of the Service), (Indemnification), (Third Party Rights),(Hiring an Attorney / No Attorney-Client Relationship), and (Miscellaneous) shall survive any termination of this Agreement, in whole or in part.

Hiring an Investment Advisor, Attorney, or Other Professional / No Attorney-Client Relationship or Fiduciary Capacity.

Choosing a lawyer, or investment advisor is a serious matter and should not be based solely on data contained on AlbaBarrett.com website or in advertisements.

The law is constantly changing and the data may not be complete or accurate depending on your particular legal issue. Each legal issue depends on its individual facts and different jurisdictions have different laws and regulations. This is why you should seriously consider hiring licensed, professional counsel in your jurisdiction.

Financial matters are highly individualised. Risk tolerance is just one factor that should be considered before making any investments or financial decisions. For these, and other, reasons, you should look to the guidance of a trained professional, not a website.

You may send us an email, but in no instance will this communication in any way be construed as initiating an attorney-client relationship, or other professional relationship, and so the contact should not include confidential or sensitive data because your communication will not be treated as privileged or confidential.

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the U.S. copyright law.

If you believe in good faith that materials hosted by AlbaBarrett.com is infringe your copyright, you, or your agent may send to AlbaBarrett.com a notice requesting that the material be removed or access to it be blocked. 

Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon AlbaBarrett.com actual knowledge of facts or circumstances from which infringing material or acts are evident.

If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send to AlbaBarrett.com a counter-notice.

All notices and counter-notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. 

AlbaBarrett.com copyright Agent for notice of claims of copyright infringement or counter notices can be reached as follows: info@AlbaBarrett.com

This Agreement shall be binding upon and inure to the benefit of AlbaBarrett.com and our respective assigns, successors, heirs, and legal representatives. Neither this Agreement nor any rights hereunder may be assigned without the prior written consent of AlbaBarrett.com

Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by AlbaBarrett.com to any affiliated entity or any of its wholly-owned subsidiaries These Terms of Use shall be governed by and construed in accordance with the laws of the State of Nevada, and any dispute shall be subject to binding arbitration in your State. 

If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

Disputes – Any cause of action by you with respect to AlbaBarrett.com website must be instituted within one (1) year after the cause of action arose or be forever waived and barred. All actions shall be subject to the limitations set forth in these Terms of Service and Conditions of Use.

Any legal claim arising out of or relating to these Terms of Service and Conditions of Use or AlbaBarrett.com website, excluding intellectual property right infringement and other claims by us, shall be settled confidentially through mandatory binding arbitration per the American Arbitration Association commercial arbitration rules.

Each party shall bear one-half of the arbitration fees and costs incurred, and each party shall bear its own lawyer fees. All claims shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party.

Modification – Neither the course of conduct between the parties nor industry trade practice shall act to modify any provision of this Agreement.

Assignability – AlbaBarrett.com website may assign its rights and duties under this Agreement to any party at any time without notice to you.

Contra Proferentem – The language in these Terms of Service and Conditions of Use shall be interpreted as to its fair meaning and not strictly for or against any party. Any rule of construction to the effect that ambiguities are to be resolved against the drafting party (i.e. – “contra proferentem”) shall not apply in interpreting these Terms of Service and Conditions of Use, as the Agreement shall be construed as having been co-authored by the parties.

Severability – Should any part of these Terms of Service and Conditions of Use be held invalid or unenforceable, that portion shall be construed as much as possible consistent with applicable law and severability shall apply to the remaining portions so that they remain in full force and effect.

This agreement shall remain in place at all times – to the extent that if anything in or associated with our website is in conflict or inconsistent with these Terms of Service and Conditions of Use, these Terms of Service and Conditions of Use shall take precedence.

Waiver – AlbaBarrett.com failure to enforce any provision of these Terms of Service and Conditions of Use shall not be deemed a waiver of the provision nor of the right to enforce the provision.

Our rights under these Terms of Service and Conditions of use shall survive any termination of this agreement. Any rights not expressly granted herein are reserved to AlbaBarrett.com

If you have any questions about the contents of this page, or simply wish to reach us for any other reason, you may do so by using our contact information: info@AlbaBarrett.com

This site is not a part of Facebook website or Facebook Inc. Additionally, this site is not endorsed by Facebook in any way. Facebook is a trademark of Facebook, Inc.

As with any of our administrative and legal notice pages, the contents of this page can and will change over time. Accordingly, this page could read differently as of your very next visit. These changes are necessitated and carried out by AlbaBarrett.com in order to protect you and AlbaBarrett.com website. 

AlbaBarrett.com reserves the right to modify these Term & Conditions at any time. It is your responsibility to review these terms regularly as no other notice of changed content will be provided either before or after the change takes effect.

If you have any questions or concerns regarding our privacy policy please direct them to: info@AlbaBarrett.com